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Tuesday, November 30, 2004

Genuine Millionaire, Part II 

If I Had $10,000,000

Since Genuine so generously bequeathed ten million in tax-free U.S. American currency to me, I should (at least) let my benefactor know how I plan to use the gift.

01.    Pay off remaining mortgage on primary residence.      Amount remaining: $9,800,000.

02.    Purchase ocean-front cottage in either Carpenteria, CA or Savannah, GA to "escape" to whenever life gets too hectic (Spring/Summer).      Amount remaining: $9,500,000.

03.    Purchase mountain chalet in either Maine or Colorado to "escape" to whenever life gets too hectic (Autumn/Winter).      Amount remaining: $9,200,000.

04.    Upgrade primary residence (although brand-new construction) with hardwood on the third level, build a separate studio in back, build a separate workshop in back, add additional garage space and convert the lower level into a full rec-room, upgrade electronics, appliances, window treatments, and assorted wants and desires.      Amount remaining: $9,100,000.

05.    Provide either new residence or needed upgrades to parents' house (whichever they prefer), including weekly cleaning and lawn maintenance crews.      Amount remaining: $8,950,000.

06.    Take the long-talked-about trip to our native homeland - Ireland - with my parents.      Amount remaining: $8,935,000.

07.    Invest in the best savings plan possible, and only use from the interest accrued for miscellaneous "fun" expenses.      Amount remaining: $5,435,000.

08.    Create a travel fund (invested to accrue interest) for exploring the world.      Amount remaining: $4,435,000.

09.    Create a philanthropist fund (invested to accrue interest) for supporting charities, the arts, those in immediate need, etc..      Amount remaining: $2,435,000.

10.    Buy (well-thought-out and appropriate) gifts for friends and loved-ones.      Amount remaining: $2,300,000.

11.    Set up scholarship funds (invested to accrue interest) for my nephew (age three) and niece (due in January).      Amount remaining: $2,000,000.

12.    Create a retirement fund (invested to accrue interest) that will support my lifestyle, activities, needs, and creative endeavors in my "golden years."      Amount remaining: $1,000,000.

13.    Create a "slush" fund for rainy day play (invested to accrue interest) - anonymous donations and gifts to deserving individuals, organizations, and causes, and big-ticket items for friends and loved-ones when they cannot afford the costs (such as auto replacements, down-payments for houses, etc).      Amount remaining: $0.

Thank you, kind Genuine, for the most generous gift . . . and the (Mitty-esque) opportunity to do something good to help others, too.

(c)   2004    A Southern Belle's Life

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